The cryptocurrency market experienced a sharp decline

Overnight, market liquidations exceeded $20 billion, according to open sources. Some media outlets report that the actual figure could be significantly higher.

📉 Possible reason: announcements of 100% tariffs on Chinese goods and new restrictions on U.S. technology exports triggered an immediate market reaction and a steep price crash.

Such fluctuations are part of the high volatility inherent to the crypto market. The total cryptocurrency market capitalization dropped by $400 billion within 24 hours.

Some services, including Crypto Wallet, experienced increased load, but access to core functions was quickly restored.

⚠️ Remember: the digital asset market remains high-risk, so it’s important to make informed decisions and diversify your investments.

Take care and don’t give in to panic.

💰 We’ve waived the commission on FLR purchases and launched two new Earn campaigns

You can buy FLR with zero fees until October 26 in the "Trade" section. In addition, we’ve launched two new Earn campaigns — one for FLR holders and another for USDT holders.

"FLR Earn" participants can get up to 25% APY: rewards are paid daily with compounding and you can join the campaign — which runs until December 13 — via this link 🛍

USDT holders can join the second campaign and earn up to 40% APR. The campaign runs until October 22 (or until the rewards pool runs out) and you can start with as little as 1 USDT. This campaign is limited and open until the total cap of 13 million USDT is reached.

You can join both campaigns at the same time.

Drop us a “🦄” under this post — we’re already planning more promotions to surprise you 😉

"FLR-FLR Earn" Terms
"USDT-FLR Earn" Terms

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support

🤑 We’re giving away $9,999 in XLM to “XLM Earn” participants

To join the giveaway, deposit at least 33 XLM into the “XLM Earn” campaign between October 16 and 26 and keep the funds in your Earn account until November 16. We’ll randomly give away $9,999 in XLM to three participants and publish the list of winners along with the draw recording in our channel on November 18.

Please note: to qualify for the giveaway, do not withdraw funds from your Earn account before November 16 — even partially. Withdrawals and re-deposits won’t count as a new deposit, and users who do so won’t be eligible for the giveaway 🚫

Additionally, we’re raising the rate to 333% APY on the first 33 XLM for new users — plus 33% APY on the rest of your deposit up to 2,500 XLM.

FAQ
Terms

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support

🍫 Gold reaches new heights

Since the beginning of the year, gold has gained more than 60%, reaching $4,333 per troy ounce, becoming the first asset in the world with a market value exceeding $30 trillion. Since October 2023, its price has more than doubled, and 2025 is already being called the strongest year for gold since 1979.

Economists expect that by 2028, gold could reach $10,000 per ounce.

So why does gold grow when stock and crypto markets fall?

Gold remains one of the few assets investors use to preserve value:

● Inflation and soft monetary policy. When prices rise and real yields fall, gold helps protect purchasing power. At the same time, many countries, companies and individuals increase their gold holdings to diversify risks.

● Economic uncertainty. Trade tensions, sanctions and conflicts push investors toward trusted assets and gold remains a traditional “safe haven.”

● Limited supply. Gold reserves are finite, and global production grows by just about 1% per year. In total, around 220,000 tons of gold have been mined throughout history.

In times of instability, gold helps preserve value. Just like Crypto Wallet, where you can buy Gold and earn up to 25% APR 💰

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

🛡 Security measures in Crypto Wallet

As part of our “Safety” series, we’re sharing the tools inside Crypto Wallet that help keep your funds safe. Today, let’s take a closer look at two main protection features — passcodes and biometric authentication 👇

🧑‍💻 A Crypto Wallet passcode is a 4 or 6-digit code requested when making withdrawals or selling crypto. You can set or change it in Settings (three dots in the top-right corner). You’ll also be asked to enter an email address — it’s used to restore access to your passcode or change it if needed.

Never share your passcode with anyone, not even Wallet Support. If someone asks for your passcode for any reason, you should block them and report their account.

💪 Biometric authentication (Face ID / Touch ID) is an additional way to protect your Crypto Wallet — you can use it instead of typing in the passcode. Biometric data is stored only on your device. If you change your device, you’ll need to re-enable biometrics.

The passcode and biometrics help protect your funds even if someone gains access to your Telegram account.

You can learn more about these and other security measures in our FAQ.

Community | X | Support

🧳 What if you had bought stocks 10 years ago?

The US market has changed enormously over the past decade:
📈Tesla (TSLA) has grown almost 2,700%.
📈Apple (AAPL) — more than 700%.
📈Google (GOOGL) — about 60%
📈The S&P 500 index doubled in value.

The S&P 500 includes the largest US companies like Apple, Microsoft, Amazon, and Tesla. It reflects the overall state of the American economy and grows together with it.

Buying stocks used to be complicated: you had to open a brokerage account and deal with paperwork, trading hours and fees. Today, thanks to blockchain technology, you can buy Apple shares in just a few taps. And soon, this opportunity will appear in Crypto Wallet — in the new “Stocks & ETFs” section.

The stock market isn’t just numbers and charts. It’s a reflection of ideas, technologies, and solutions that drive the global economy forward — soon, you’ll be able to become part of that movement 👩

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom. Tokenized stocks and ETFs do not provide shareholder rights and may not be available in certain regions.

Community | X | Support

📈 Trade U.S. Stocks in Crypto Wallet

Starting today, Crypto Wallet users can trade tokenized shares of major U.S. companies — from Amazon, Netflix and Coca-Cola to Nvidia, Tesla and the ETFs like S&P 500. Trading is available around the clock, Monday through Friday, with no dependence on U.S. market hours 🇺🇸

The new Stocks & ETFs section is now live in select regions and will roll out gradually to others.

All shares in Crypto Wallet are available in the form of tokens, so you can start with as little as $1 and buy fractional shares. You can also send tokenized stocks instantly and completely free to your Telegram contacts 🛫

The new "Stocks & ETFs" section launches with shares from more than 50 leading U.S. companies already available. Some of these stocks also pay dividends: when a company issues dividends on its regular shares, token holders receive payouts in the same token, credited directly to their balance.

To celebrate the launch, we're removing all trading fees on tokenized stocks until January 1, 2026 and launching a giveaway with guaranteed prizes: buy $100 worth of any Stocks, hold them for 14 days, and win bonus shares worth up to $100 💰

FAQ
Terms

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom. Tokenized stocks and ETFs do not provide shareholder rights and may not be available in certain regions.

Community | X | Support

⚡️ Pavel Durov will speak live at Blockchain Life 2025 in Dubai!

The Founder and CEO of Telegram will speak live on the Main Stage at Blockchain Life 2025 tomorrow, October 29, at 11:55 AM UTC 📢

🎁 Pavel Durov is live on stage! Watch the translation: https://www.youtube.com/watch?v=IL4sImzzWuc

✈️ Pavel Durov announces Cocoon — decentralized AI network

From the main stage of Blockchain Life 2025, Pavel Durov announced Cocoon, a Confidential Compute Open Network built on top of TON & Telegram ecosystem.

Key takeaways:

• Built on TON and powered by GPU-based mining
• Focused on private and confidential AI compute
• Telegram to play an active role in upcoming development
• Public launch planned for November 2025.

Pavel Durov also shared that over $1 billion was made on Telegram Mini Apps by third-party developers over the past year, underscoring the scale and potential of the Telegram Economy.

X | Linkedin |🔝 Website

🪙 Earn up to 30% APY in FLR by holding Bitcoin in Crypto Wallet

We’ve just launched the first Earn campaign for BTC holders with rewards of up to 30% APY. Rewards in this campaign are paid daily in FLR tokens and you can join the campaign via this link.

The campaign runs until November 10 or until the reward pool of 4 million FLR is fully distributed — whichever comes first.

How to join:

● Open the ‘Earn’ tab in Crypto Wallet.
● Select the ‘BTC & FLR’ campaign.
● Deposit Bitcoin in your Earn account — starting from as little as $1.

This campaign is limited and open until the total deposit cap of 93 BTC is reached. And if you don’t have Bitcoin yet, you can easily buy it in Crypto Wallet 💎

FAQ
Terms

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support

📱 Liquid Glass design comes to Wallet on iOS 26

We’ve updated Wallet for iOS to look and feel right at home in iOS 26 with new Liquid Glass interfaces. New design creates a more expressive, fluid and enjoyable experience – all inside Wallet’s fast and efficient layout.

We’ll continue refining Wallet elements as Apple and Telegram expand the design standards of iOS 26 📱

Community | X | Support

📱 Having an issue? Contact Wallet Support

Every day, our support team handles thousands of requests — from quick questions to truly unique cases.

Over the past year alone, we’ve responded to more than one million inquiries 📈

The Support Team works closely with other Wallet teams, and its mission goes far beyond simply replying to messages. Their goal is simple: to understand every situation, resolve issues quickly and effectively, and provide clear, high-quality assistance in any situation and continuously make Wallet better for everyone.

You can always contact Support directly in Wallet: tap the three dots in the top-right corner of your screen → Settings → Contact Support. You will be redirected to the only official support bot — @wallet_supportbot.

The bot has a built-in guide that helps you find answers even faster. Just choose your topic (access, security, deposits/withdrawals, exchange, etc.) and the bot will instantly provide ready-made solutions and step-by-step guides — often resolving issues before you even need to speak to an operator.

🧙 A few facts about our Support:

● Available 24/7, handling over 50,000 requests per month.

● Up to 87% of users receive a reply within 5 minutes, thanks to automated systems.

● About 83% of cases are fully resolved the same day.

● This year alone, over 80,000 P2P Market disputes were successfully resolved.

● Nearly 10,000 users recovered funds mistakenly sent to our custodial address instead of their personal address. Although this is not always possible, we strive to investigate each case in order to make a fair decision.

FYI: When processing refund requests for accidental transactions, we don’t charge any additional fees 👩

Wallet Support both solves issues and helps users understand the nuances of blockchain networks, token standards and Wallet features. They also share safety tips and explain how to avoid common mistakes.

Important: Wallet Support never asks for passwords, codes, seed phrases, or performs operations on behalf of users.

We’re also preparing to launch a new AI assistant inside the Support bot. It will instantly handle many common questions, allowing our human specialists to focus more on complex and important cases where users need personal attention 🎙

Community | X | Support

🤑 Results of the $9,999 XLM Giveaway

We’ve randomly selected the winners of our $9,999 XLM giveaway among all participants of the “XLM Earn” campaign and choose three lucky users. Rewards will be sent to winners’ Crypto Wallet accounts by November 21: each winner will receive $3,333 in XLM.

You can watch the recording of the draw and check your Telegram ID using this link. If you don’t know your Telegram ID, you can check it via this app 🎉

The XLM Earn campaign runs until December 15 — you can check its details, as well as those of other active programs, in the Earn section of the Crypto Wallet 💎

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support

😱 A stranger messaged you? Here’s what it might lead to

Sometimes scams don’t start with a phishing link — they begin with a simple, friendly, or even “accidental” message from a stranger. This is how many social-engineering schemes work: the scammer gains your trust first, only to later try to take your money or access your accounts.

Recently our support team handled several such cases, and we want to share how these schemes unfold so you can avoid losing your funds.

Scammers usually look for victims in Telegram groups about investments or crypto. They study your messages and behavior in the chat to understand how best to approach you. Then an unknown account (often posing as the opposite gender) writes to you “by mistake”. The stranger tries to get closer emotionally: sharing personal stories, asking questions, showing empathy — building trust over days or even weeks 😎

Once the connection is established, they suddenly tell you about a “great earning opportunity” — a website or app where you can supposedly make quick money with little effort. These fake sites often imitate well-known brands, making the scheme more convincing 🧙

They will ask you to deposit a small amount to “test the service”. Sometimes scammers even allow you to withdraw a tiny profit at the start to help build confidence. However, they will keep asking you to make deposits, and will stop you from withdrawing — saying that you need to wait or must first pay a commission or “fee” to the platform. At this point, it’s already too late: the site is fake, your funds were sent to the scammers’ wallets, and withdrawals are impossible.

🛡How to protect yourself

If you’ve already sent money to scammers, recovering it is usually impossible. That’s why prevention is key:

● Don’t trust strangers who offer “easy profit” — this is always a scam.

● Never send crypto to external sites, services or apps just because someone in private messages told you to. Especially if they ask you to “top up your trading balance” or pay a “withdrawal fee”.

● If one of your contacts randomly asks you to send them money or use an external service, always double-check that it’s really them — and not an impersonator who hacked their account.

Following these simple rules significantly reduces the risk of losing your funds 🎉

Community | X | Support

🤝 GMonad

In just a few hours, the popular Monad token will become available in Crypto Wallet.

We’ll open deposits at 13:00 UTC, and swaps (buying and selling) will become available after 15:10 UTC.

We’ll share more details about Monad very soon 🔔

If you don’t have a Crypto Wallet account yet, now is the perfect time to create one using this link.

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support

🤝 Meet MONAD and join the 1,000,000 MON giveaway

We are excited to announce that trading of MON — the native token of Monad, an Ethereum-compatible blockchain platform, starts today in Crypto Wallet.

Monad aims to combine the best of traditional finance (speed, low fees) and decentralized technologies (transparency) to make trading more accessible and efficient for millions of users. The project has already raised more than $220 million from leading funds such as Paradigm, Electric Capital, OKX Ventures, Coinbase Ventures, Dragonfly and others.

On 17 November, the public sale of Monad tokens began on the Coinbase platform. At the end of trading, over 85,000 users had purchased around $269 million worth of tokens 💵

MON is now available in the Trade section — you can buy or sell the token for TON or USDT. MON can also be deposited into Crypto Wallet from other platforms via the Deposit section.

To celebrate the listing, we’re launching a major promotion campaign with bonuses and exclusive rewards totaling over $500,000 for our users 🤑

And today, the first promotion starts — 1,000,000 MON will be divided among 100 randomly selected winners who purchase $50 or more worth of MON no later than 23:59 UTC on 30 November. Each winner will receive 10,000 MON.

The list of winners and the recording of the draw will be published in this channel on 5 December.

We’ll also soon be sharing details of our Pre-Earn where you can earn up to 17% APY just by holding MON in Crypto Wallet 🧳

FAQ
Terms

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

Community | X | Support