💵 Earn on BTC, ETH and USDT

Together with Morpho, TAC and Re7, we’re launching advanced DeFi strategies to earn yield on BTC, ETH and USDT.

Morpho is one of the leading lending protocols, with approximately $9 billion in total user deposits. TAC enables interoperability between EVM protocols, assets (including wETH and cbBTC) and the TON ecosystem. Re7 is the team responsible for risk curation and vault management. They oversee more than $100 million in DeFi and have developed the high-yield USDT strategy available in TON Wallet.

Previously, we added ETH and BTC. Now you can not only trade, transfer and store them — but also earn income.

💎 Available strategies

● USDT — up to 18% APY
● ETH — up to 3% APY
● BTC — up to 2% APY

You deposit your asset into the protocol and start participating in onchain strategies. Rewards accrue automatically and your yield is reflected in real time.

On top of the base yield, you receive additional rewards in USDT thanks to our partnership with TAC. Full details are available on the respective protocol pages.

🪙 How to participate

Go to the Earn section → Select the asset → Review the terms and risk level → Deposit funds.

We’ll soon share more details about each strategy and how to make your assets work for you.

FAQ (BTC, ETH, USDT)

Morpho, TAC and Re7 are third-party services not affiliated with TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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💎 Earn up to 18% APY on USDT in TON Wallet

Stablecoin strategies with different risk levels are now available directly in TON Wallet. You can choose the option that suits you and start earning, without switching to external platforms.

💎 Currently available:

● Up to 18% (Re7)
● Up to 5% (Morpho)
● Up to 3% (Affluent)

Please note that the APY shown is expected, not guaranteed. Actual results depend on protocol performance and market conditions.

🪙 How to earn with stablecoins

1⃣ Open TON Wallet
2⃣ Go to the Earn section → USDT
3⃣ Choose your preferred risk and yield level
4⃣ Review the terms and make a deposit

That’s it — your rewards are calculated and reflected daily with no deposit limits. Make your assets part of available DeFi strategies 💎

FAQ

Morpho, Affluent and Re7 are third-party services not affiliated with TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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💎 Earn up to 3% APY on BTC

You can now earn up to 3% APY on BTC by allocating it to a Morpho protocol directly within TON Wallet.

Bitcoin remains the most liquid and widely recognized asset in the crypto market. It is increasingly viewed as a strategic reserve. Now you can not only hold BTC, but also access strategy with daily accruals and the power of compounding.

BTC is available in TON Wallet as cbBTC — a token backed 1:1 by Bitcoin.

💵 How to start earning on BTC?

● Open TON Wallet and go to the “Earn” section
● Select Bitcoin and tap “Start Earning”
● Review the terms and make a deposit

Done. Rewards are calculated and reflected daily with no deposit limits.

Please note that the APY shown is expected, not guaranteed. Actual results depend on protocol performance and market conditions.

On top of the base yield, you may receive additional rewards in USDT thanks to our partnership with TAC. Full details are available in the FAQ section.

Earn additional yield on the world’s most popular cryptocurrency — directly inside Telegram 💎

Morpho and TAC are third-party services not affiliated with TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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💵 Earn up to 4% APY on ETH

One of the most popular crypto assets is now available directly in TON Wallet. You can not only buy, store and send ETH, but also access yield strategies offering up to 4% annually, directly within Telegram.

Ethereum is the second-largest cryptocurrency in the world and the foundation for thousands of decentralized applications — DeFi services, NFTs, games and other platforms. By the end of 2025, more than $99 billion in assets were locked in the Ethereum network (TVL) and total stablecoin transaction volume exceeded $18.8 trillion.

ETH is available as wETH — a TON-based token pegged a 1:1 to ETH.

🔖 How to buy
It’s simple: Swap → Ethereum (wETH) → Enter the amount → Confirm.

You can start with a small amount — the asset will appear in your wallet instantly.

🪙 How to start earning with ETH?
● Open TON Wallet and go to the “Earn” section
● Select Ethereum and tap “Start Earning”
● Review the terms and make a deposit

Done. Rewards are calculated and reflected daily with no deposit limits.

Please note that the APY shown is expected, not guaranteed. Actual results depend on protocol performance and market conditions.

On top of the base yield, you may receive additional rewards in USDT thanks to our partnership with TAC. Full details are available in the FAQ section.

Make your assets part of available DeFi strategies.

Morpho and TAC are third-party services not affiliated with TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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💵 Transfer stablecoins 1:1 from other networks and earn up to 18%

After launching 1:1 stablecoin deposits and new protocols in the Earn section, TON Wallet now offers one of the more competitive yields in the DeFi market on USDT — up to 18% APY.

Most importantly, you can transfer your stablecoins from other networks without losing value on swaps. Your deposit is automatically converted 1:1 and credited as USDT on the TON network. A step-by-step guide is available in this post.

For example: you can send 1,000 USDC on Arbitrum to TON Wallet and receive 1,000 USDT on TON.

After that, you can immediately connect the funds to a yield strategy from Re7.

🪙 Go to Earn → USDT → Re7 Labs strategy, review the terms and make a deposit.

Done. Yield accrues daily, and there are no deposit limits.

Please note: 18% is an expected yield, based on the average annual performance of the Re7 DeFi strategy over the past 5 years. Past performance does not guarantee future returns. Actual results depend on market conditions and the performance of the underlying protocols.

That’s how easily your stablecoins can participate in yield strategies — directly inside Telegram 💎

TAC and Re7 are third-party services not affiliated with TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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💎 Fee calculation in TON Wallet is now clearer

On the TON blockchain, transaction fees are not calculated in advance — instead they are determined at the moment the transaction is executed. Several factors influence the final fee, including the type of the transaction, network load and other parameters. The exact amount cannot be known before the transaction is processed.

You may have noticed that when making a transaction, TON Wallet reserved slightly more TON than might actually be needed to pay the network fee. Once the transaction is completed, the exact fee is deducted from this amount, and the remaining TON is instantly returned to your balance.

The TON Wallet interface now shows network fees even more clearly. When confirming a transaction, you’ll see two values on the screen: the exact network fee and the temporary reserve allocated for its payment.

After the transaction is completed, the reserved TON will automatically return to your balance.

The update is available in all versions of TON Wallet when paying network fees in TON, USDT or Telegram Stars ⭐

This communication is not intended for persons in the United Kingdom.

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✏️ TON Wallet Digest

Here are the latest TON Wallet updates from January to March:

● Bitcoin and Ethereum in TON Wallet
Legendary assets are now available. You can buy, store and send them just as easily as any other tokens.

ETH is available as wETH — a TON-based token pegged a 1:1 to ETH.
BTC is available as cbBTC — a token backed 1:1 by Bitcoin.

● Stablecoin deposits from other networks 1:1
You can send USDC or USDT from networks such as Ethereum, Arbitrum, Base, Polygon, BSC, Tron and Solana, and assets are automatically converted at a 1:1 rate and credited as USDT on the TON network to your TON Wallet.

● Earn with BTC, ETH and USDT
New protocols are now available in the Earn section for BTC, ETH and USDT. One of the most competitive yields on the market for stablecoins — up to 18% APY.

Please note: 18% is an expected yield, based on the average annual performance of the Re7 DeFi strategy over the past 5 years. We discussed this in detail, along with strategies for stablecoins, in this post.

● Portfolio performance on the main screen
You can now track your portfolio performance directly from the home screen. Under your balance, you’ll see total performance for 24 hours and all time, as well as returns for each position and results for assets in the Earn section.

● Estimated value for Telegram gifts
TON Wallet now shows an estimated market price for Telegram gifts. The valuation is based on data from the Getgems marketplace and takes into account NFT rarity and attributes. The estimated value is displayed directly on the gift page in TON and USD.

● Clearer network fee calculation
When confirming a transaction, you now see the exact network fee and the amount of TON temporarily reserved to cover it. After the transaction is completed, any unused TON is automatically returned to your balance.

DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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🪙 How does Bitcoin work in TON Wallet?

In TON Wallet, Bitcoin is represented as cbBTC (Coinbase Wrapped BTC) — a token backed 1:1 by real BTC.

Wrapped tokens are a common mechanism in crypto, where the underlying asset is locked in one network, and a tokenized version is issued on another network, reflecting its value.

🖥 Why use wrapped BTC?

Bitcoin is a separate network that is not directly compatible with Ethereum or TON. Wrapped assets solve this by creating a tokenized version of BTC that can be used across other blockchains.

cbBTC is a version of BTC issued by Coinbase. It is backed by real Bitcoin held in custody by Coinbase — a publicly listed cryptocurrency company in the United States.

cbBTC represents a tokenized exposure to BTC held in custody by Coinbase. This is ensured by several mechanisms:
● 1:1 backing — each cbBTC is backed by one real BTC
● Proof-of-Reserves — anyone can verify the reserves on-chain

This model allows users to verify reserve information on-chain.

🪙 How does it work in TON Wallet?

Bitcoin becomes available in the TON ecosystem through TAC — an infrastructure layer that enables compatibility between TON and crypto assets from the EVM ecosystem. When cbBTC enters TAC, it is locked, and its equivalent is issued on TON. As with Coinbase, this process is transparent and can be verified on-chain here.

All technical processes happen in the background — allowing you to use the Bitcoin inside your wallet just like any other asset.

In TON Wallet, you can store, swap, and send Bitcoin to your Telegram contacts, as well as earn additional yield on the most well-known cryptocurrency — all without leaving Telegram 💎

TAC is a third-party protocol, not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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👑 What makes TON Wallet special in the TON ecosystem?

Over the past year, we’ve significantly expanded TON Wallet, turning it from a simple token storage wallet into a full-featured tool for managing and investing in digital assets — right inside Telegram.

Let’s take a look at what’s been added.

● Updated Swap section
Convenient navigation across the most relevant assets: popular tokens from the TON ecosystem, major crypto assets (BTC, ETH), and tokenized real-world assets such as stocks, ETFs, and gold. Detailed information on the token screen (charts, trading volume, token descriptions) helps users better understand available assets.

● TON network fees can be paid with Telegram Stars
Especially useful if you don’t have TON on your balance when sending or swapping tokens.

● Earn section
Provides access to yield strategies for Gold, TON, USDT, ETH, and BTC. Yields of up to 18% on USDT remain among the most competitive across the DeFi market.

Please note: 18% is an expected yield, based on the average annual performance of the Re7 DeFi strategy over the past 5 years. We discussed this in detail, along with strategies for stablecoins, in this post.

● Investment tracking
TON Wallet shows not only the 24-hour price change, but also the performance of your position since purchase. Assets deployed in external DeFi protocols are also displayed, giving you a full overview of your assets in one place.

● Buy USDT with a bank card with zero fees

● Top up your wallet with stablecoins from other networks 1:1

● Send tokens directly in Telegram chats
Easy, fast, and convenient — even if you don’t know the recipient’s wallet address.

● Scam protection
Receive warnings when interacting with suspicious tokens or TON Connect transactions.

● Manage digital collectibles
Buy NFTs, list them for sale, and share your profile in chats. TON Wallet also shows the estimated value of your NFTs, transaction history and other useful details to help you better manage your collections.

All of this — in a single wallet inside Telegram 💎

Can you name another wallet in the ecosystem with this many features?

DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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🛫 Withdraw USDT and USDC to other networks

We’ve not only updated deposit methods in TON Wallet, but also improved withdrawals. You can now withdraw stablecoins from TON Wallet to an external address on Ethereum, Arbitrum, TON, BSC, Polygon, TRON, Base and Solana — without leaving the app.

For example, you can send USDT from TON Wallet and receive it as USDC in another wallet on the Solana network.

🖥 How to withdraw?

● Open TON Wallet → Withdraw → USDT
● Select External wallet
● Choose the asset you want to receive: USDT or USDC
● Select the network, enter the wallet address and amount, then confirm the transaction

That’s it. The rest is handled automatically by MoonPay, which processes the conversion and transfer of funds with a fixed withdrawal fee depending on the selected network.

You can now use TON Wallet as a convenient way to move stablecoins between blockchains: deposits are free, while withdrawals come with a small fee.

swaps.xyz is a third-party protocol, not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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⭐ Apps in TON Wallet

You no longer need to search for your favorite apps from the TON ecosystem and beyond — they’re now available inside your TON wallet in the new Apps section.

Today, you’ll find familiar services such as:
● Getgems
● Gift Cards
● Ton VPN
● Telegram Stars
● Tokenstore
● TonMobile
● Mira
● TON Travel

👑 You can now open these apps directly from TON Wallet and purchase:
✔️ Gift cards for Apple, Amazon, Steam, Minecraft, Nintendo, Netflix, Xbox, PlayStation, Roblox, etc.
✔️ Telegram Premium
✔️ Telegram Stars
✔️ NFTs and Telegram gifts
✔️ Or book a hotel room

Now you can access the services you need faster — directly from TON Wallet. We’ll continue expanding the list and adding more apps over time.

Soon, we’ll start sharing more details about some of them and may even launch joint contests and giveaways 👀

This communication is not intended for persons in the United Kingdom.

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💵 Buy crypto with fiat in TON Wallet

You can now buy crypto with fiat in TON Wallet via the Crypto Wallet P2P Market.

P2P (Peer-to-Peer) is a way to buy and sell crypto directly between users. You pay using a convenient method (for example, a bank transfer), and the crypto is released after payment confirmation.

🗂 The P2P Market provides infrastructure for transactions:
✔️ provides a platform for listings
✔️ holds crypto in escrow until the order is completed
✔️ supports the execution of transactions

Advertisements are posted by users themselves. Crypto Wallet only provides the infrastructure for trading.

🪙 How to buy crypto?

TON Wallet provides access to P2P express in Crypto Wallet, one of the easiest ways to buy crypto.
● Open TON Wallet → Deposit → P2P Market, which opens Crypto Wallet
● Choose the asset you want to buy
● Enter the amount, currency and payment method

The system will automatically find a suitableoffer from verified sellers. The deal is created with the seller who confirms your request first.

● Wait for confirmation (usually under 1 minute)
● Send funds using the seller’s payment details
● Confirm the payment in the order window
● Upload your receipt — it will be shared with the seller

Once the payment is confirmed, the crypto will be credited to your wallet.

Important: KYC verification is required to use P2P — this is standard practice and helps enhance security for users 🎉

Investments in crypto are risky. This communication is not intended for persons in the United Kingdom. The service may not be available in certain regions.

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🎁 Gift Fest is back

More than 4 million players joined in Gift Fest’s New Year celebration and now the legendary game is returning with new tasks and rewards.

Gift Fest is a Telegram mini app where you play, complete tasks, level up, and join weekly prize draws.

🤑 The total prize pool exceeds $300,000 with over 100,000 rewards, including: iPhone, MacBook Air, PlayStation 5, Nintendo Switch 2, Dyson hairdryer, AirPods, Telegram gifts, Gold, Dollars, Stars and more.

🧙 How to play?

In Gift Fest you:
● create and combine gifts
● complete tasks
● level up and unlock new rewards

The game uses energy, which restores passively over time or faster by completing tasks. Full rules and details are available directly in the Gift Fest app.

💎 TON Wallet tasks are already live:
✔️ follow on social media
✔️ connect your TON wallet
✔️ purchase tokenized assets

Stay tuned — we’ll be adding more tasks with rewards soon ❤️

Gift Fest is a third-party project, not operated by TON Wallet. Investments in crypto are risky. This communication is not intended for persons in the United Kingdom. Tokenized stocks and ETFs do not provide shareholder rights and may not be available in certain regions

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⭐ Getgems Week

We’re launching a series of partner weeks to celebrate the new “Apps” section in TON Wallet. Each week, we’ll highlight one app from the TON ecosystem — starting with Getgems.

Getgems is one of the key marketplaces for NFTs and digital collectibles on TON.

🔖 Now in the Apps section you can:
● access the Getgems marketplace
● buy Telegram Stars and Telegram Premium

Currently, Telegram Stars are available with up to a 30% discount. Details are available in the app.

🎁 15,000 Star Giveaway
Together with Getgems, we’re launching a giveaway for TON Wallet users who purchase Stars.

How to participate:
● Open TON Wallet → Apps → Getgems to buy Stars
● Enter the recipient (Telegram username) and amount — from 50 to 1,000,000
● Connect your wallet and complete the purchase

Important: only purchases made through TON Wallet are eligible.

Campaign period: March 30 — April 4 (inclusive)

🏆 21 winners will be selected:
● 1 will receive 5,000 Stars
● 20 will receive 500 Stars each

Results will be announced in the Getgems channel.

More apps, rewards, and features are coming soon inside TON Wallet 💎

Getgems is a third-party project, not operated by TON Wallet. Investments in crypto are risky. This communication is not intended for persons in the United Kingdom.

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💵 Increased yield on BTC and ETH

Together with TAC, we’re increasing yields on BTC and ETH for a limited time. Earn even more on the world’s most popular cryptocurrencies — directly inside Telegram.

From today until April 30:
● ETH — up to 3% → up to 5% APY
● BTC — up to 2% → up to 3.5% APY

Additional yield is paid in USDT through the TAC partnership. Full details are available on the protocol pages.

🗂 How to participate

Go to the Earn section → Select the asset → Review the terms and risk level → Deposit funds.

If you’re already participating in these strategies, no action is required — the updated yield will be applied automatically.

USDT strategies are also available with up to 18% APY. See the previous post for details.

TAC is a third-party project, not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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🎁 Gift Fest continues with TON Wallet

New tasks from TON Wallet are now live in Gift Fest. Among participants who complete them, $7,000 in USDT will be randomly distributed.

🥸 Just 4 simple tasks:
● Create and connect a TON Wallet
● Buy any tokenized stocks worth the equivalent of $10, $25 and $50

Hurry — tasks are available until April 12 (inclusive). Check the details in the Gift Fest app.

Gift Fest will host the main giveaway with prizes including Iphone, MacBook Air, PlayStation 5, Nintendo Switch 2, Telegram gifts and more. Get started with Gift Fest to collect as much energy as possible and level up.

Gift Fest is a third-party project, not operated by TON Wallet. Investments in crypto are risky. This communication is not intended for persons in the United Kingdom. Tokenized stocks and ETFs do not provide shareholder rights and may not be available in certain regions

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🎁 Gift Cards Week

We’re continuing our partner weeks in TON Wallet — this time featuring Gift Cards.

With Gift Cards, you can purchase gift cards for popular services: Amazon, Apple, Google Play, Minecraft, Netflix, Nintendo, PlayStation, PUBG, Roblox, Steam, Xbox, and more.

Right now, TON Wallet users can get up to 20% off selected gift cards.

🪙 $1,000 giveaway

Together with Gift Cards, we’re launching a giveaway for TON Wallet users who purchase gift cards through the new section.

✏️ How to participate

● Open TON Wallet → Apps → Gift Cards
● Choose and purchase a gift card worth at least $5
● Connect your TON Wallet and complete the purchase

Important: only purchases made through TON Wallet are eligible.

Campaign period: from April 7 to April 12 (inclusive)

💵 A total of 40 winners will be selected at random. Each winner will receive a $25 promo code to use in Gift Cards. Results will be announced on Gift Cards’ chat.

Gift Cards is a third-party project, not operated by TON Wallet. This communication is not intended for persons in the United Kingdom.

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💎 TON just leveled up

TON blockchain completed a major Sub-Second upgrade — it's now 6x faster and significantly more efficient, which also benefits staking rewards.

🛫 What changed?
— block time dropped from seconds to milliseconds
— transaction confirmation now takes under 1 second
— the network handles more operations simultaneously
— the interface responds faster and everything feels smoother

More speed. A new standard for the entire network. This is what years of work looks like.

🔥 With the network upgrade, staking rewards are expected to increase.

You can start right now through Tonstakers in TON Wallet — your rate will update automatically as soon as it takes effect. Tonstakers also offers fast unstaking for added flexibility.

Now's the time to start — or keep building with TON.

Tonstakers is a third-party project, not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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🪙 New DeFi opportunities in TON Wallet

Together with Affluent and Sentora, we are launching a new yield protocol, Sentora USDT Vault. Affluent has also relaunched its Affluent Points program, which allows users to earn points for participating in DeFi strategies within TON Wallet.

💵 Sentora Vault
This is a new strategy that lets you earn up to 6% APY on stablecoins in TON Wallet.

Open TON Wallet → Earn → USDT → Sentora strategy, review the terms and deposit funds. Yield is calculated daily, with no deposit limits.

💎 Affluent Points
You can earn points by participating in Affluent strategies in TON Wallet:

● For past participation in USDT and XAUT (gold) strategies — 0.1 Affluent Points per 1 USDT

Please note that past activity is also taken into account. If you have already deposited into these strategies and held your position until April 9, you may receive Points retroactively.

● For participation in Sentora USDT Vault and Affluent USDT Earn — 10 Affluent Points per 1 USDT

Full details on how Points are calculated and distributed are available here.

🎁 Affluent Giveaway
Among users eligible for Affluent Points and who complete the required conditions, Affluent will run a USDT giveaway. Details and results will be published in Affluent’s official channel.

Affluent and Sentora are third-party projects not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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👑 TON Earn increased to ~20% APY

After the Sub-Second upgrade in TON blockchain, TON staking yield has significantly increased and is now ~20%.

Go to "Earn" → Choose TON → Make a deposit through the Tonstakers program. Rewards are credited every 18 hours.

There is no maximum deposit limit — start with as little as 1 TON and top up anytime to earn even more.

✏️ If you don't have TON yet — you can buy it directly in TON Wallet and start participating in the program.

TON became faster and more rewarding at the same time. Time to get started — or go bigger.

Tonstakers is a third-party project, not operated by TON Wallet. DeFi carries risks — do your research before using. This communication is not intended for persons in the United Kingdom.

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